The Right Fit for Your Next Car
Whether it’s a new or used car, we’ll help you find a finance option that’s simple, affordable, and tailored to your lifestyle.
What Our Customers Have to Say
Our Trusted Lending Partners
New or Used Cars
Whether you’re eyeing a brand-new model fresh off the lot or a reliable used car that suits your budget, Fitted Finance has flexible options and competitive car loan rates to help you drive away with confidence.
With a fast, simple application process, you’ll be hitting the road sooner than you think.
First Time Borrow
Getting your first car is a big milestone, and we’re here to make it easy. At Fitted Finance, we welcome first-time borrowers with open arms, offering expert guidance and support at every step.
You don’t need perfect credit or prior borrowing history; we work with a range of lenders who understand that everyone starts somewhere.
Classic Cars
Dreaming of owning a timeless classic? Whether it’s a weekend cruiser or a rare collector’s gem, financing a classic car requires a lender who understands its true value, and that’s where we come in.
With access to specialist lenders and a deep understanding of niche markets, we make classic car finance just as smooth as driving one.
How It Works
At Fitted Finance, we keep it simple. Whether you prefer to apply online or have a quick chat with us, we’ll guide you every step of the way. No stress, no fuss.
Apply Online or Call
Start your journey with a quick online form or give us a call. We’ll take the time to understand your needs.
Compare & Choose
We’ll compare 40+ trusted lenders, ensuring you save as much as possible while finding the loan that truly fits.
Approve & Settle
Settlement is quick, smooth, and stress-free, so you can get behind the wheel, on the water, or into your new gear.
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Quick Answers for Smart Borrowers
- How long does loan approval take?Some lenders can approve finance within hours, while more complex applications may take longer. Having documents ready speeds up the process.
- Can I pay off my loan early?Yes, most loans allow early repayment, but some lenders may charge an exit or break fee. Always check your loan terms before paying it off early.
- What interest rate will I get?Your interest rate depends on your credit score, income, loan type, and the lender. Brokers compare multiple lenders to find the most competitive rate for your situation.
- Can I get car finance with bad credit?Yes, some lenders specialise in car loans for people with poor credit. Approval is based on your income, financial history, and ability to make repayments.
- What types of assets can I finance?You can finance cars, motorbikes, boats, caravans, business equipment, and even personal loans for debt consolidation or cash flow needs.
- What’s the difference between secured and unsecured loans?A secured loan uses the asset (like a car, boat, or equipment) as security, often with lower rates. An unsecured loan doesn’t require security but usually has higher rates.
- Do I need a deposit for asset finance?Not always. Some lenders provide no-deposit finance, while others may require an upfront contribution depending on the asset and your credit profile.
- What is asset finance?Asset finance is a way to fund vehicles, equipment, or other assets without paying upfront. It allows you to spread the cost over time with affordable repayments.
Drive Away With Finance That Fits
Whether it’s a new car, a used vehicle, or an upgrade, our team will help you secure the right car loan to match your needs.
Get Your Free Online Quote
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* The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not consider suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.