Affordable loans for boats, caravans, motorbikes, and more, so you can enjoy life’s adventures sooner.
Take Control of Your Finances
At Fitted Finance, we help you reduce financial stress by offering refinance and debt consolidation loans that are built around your needs. Whether you’re juggling multiple repayments or want to unlock a better deal on your existing loan, our team will find the most competitive options available, saving you time, money, and stress.
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Debt Consolidation Loans
Managing multiple debts can be overwhelming, especially with different repayment dates and high interest rates. A debt consolidation loan combines your credit cards, personal loans, or other debts into one easy repayment, often at a lower overall interest rate. This helps reduce stress, improve cash flow, and keep your finances on track.
Loan Refinance
Refinancing gives you the chance to switch from your current loan to a better option. Whether you’re looking for a lower interest rate, reduced fees, or more flexible terms, refinancing can save you money and make your repayments more manageable. It’s a smart way to ensure your loan continues to fit your lifestyle and financial goals.
Car & Asset Loan Refinance
If you already have finance on a car, boat, caravan, or other asset, refinancing could help you cut costs or free up extra cash. By refinancing your existing loan, you may be able to lower your repayments, shorten the loan term, or secure a more competitive rate. This makes it easier to stay ahead financially while keeping the assets you love.
How It Works
At Fitted Finance, we keep it simple. Whether you prefer to apply online or have a quick chat with us, we’ll guide you every step of the way. No stress, no fuss.
Apply Online or Call
Start your journey with a quick online form or give us a call. We’ll take the time to understand your needs.
Compare & Choose
We’ll compare 40+ trusted lenders, ensuring you save as much as possible while finding the loan that truly fits.
Approve & Settle
Settlement is quick, smooth, and stress-free, so you can get behind the wheel, on the water, or into your new gear.
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Quick Answers for Smart Borrowers
- How long does loan approval take?Some lenders can approve finance within hours, while more complex applications may take longer. Having documents ready speeds up the process.
- Can I pay off my loan early?Yes, most loans allow early repayment, but some lenders may charge an exit or break fee. Always check your loan terms before paying it off early.
- What interest rate will I get?Your interest rate depends on your credit score, income, loan type, and the lender. Brokers compare multiple lenders to find the most competitive rate for your situation.
- What types of assets can I finance?You can finance cars, motorbikes, boats, caravans, business equipment, and even personal loans for debt consolidation or cash flow needs.
- What’s the difference between secured and unsecured loans?A secured loan uses the asset (like a car, boat, or equipment) as security, often with lower rates. An unsecured loan doesn’t require security but usually has higher rates.
- Do I need a deposit for asset finance?Not always. Some lenders provide no-deposit finance, while others may require an upfront contribution depending on the asset and your credit profile.
- What is asset finance?Asset finance is a way to fund vehicles, equipment, or other assets without paying upfront. It allows you to spread the cost over time with affordable repayments.
Ready to Simplify Your Finances?
Take control of your repayments with a refinance or debt consolidation loan that truly fits your lifestyle and goals.
Get Your Free Online Quote
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* The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not consider suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.